A digital application funnel that turns applicants into customers

Application processes that replace paper and waiting: guided forms, credit and identity checks and automatically generated documents in one flow, from the first field to the decision.

At a glance

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From the first field to the finished document, everything runs online, with no printing, scanning or postal mail.

24/7 applications

Customers apply whenever it suits them. The funnel accepts around the clock.

1 decision

Credit score, identity and documents automatically converge into a single decision.

100% traceable

Every application has a status, a trail and a history. Nothing gets lost or left behind.

From form to decision

An application that checks itself

Guided steps and automatic checks: every application knows at all times where it stands and what happens next.

Where digital applications fail

Putting a form online is easy. An application that checks and decides on its own is a different matter.

01

PDF forms to print out

The application is online, but the last step is print, sign, scan. Half of the applicants drop off exactly there.

02

Interruptions with no way back

Anyone who gets interrupted starts over. Without saved progress and re-entry, you lose applications just before the finish line.

03

Checks done by hand

Credit, ID, documents: someone reviews everything manually, days pass, and the applicant has long gone to a competitor.

04

Edge cases blow up the process

A second applicant, a missing document, a borderline credit result: if the process has no plan for these cases, it ends in email chaos.

What your application funnel can do

From guided form to automatic decision: every one of these building blocks runs in production application funnels today. Yours gets exactly the checks your process demands.

01

Guided application flow

Step by step instead of a form desert: every step validates instantly, progress is saved, re-entry included.

02

Credit checks

Automated credit checks inside the funnel: Germany's SCHUFA runs in production for us, and we connect the bureau relevant to your market the same way.

03

Identity verification

ID check via Stripe Identity right inside the funnel. For regulated identification procedures we connect specialized providers.

04

Automatic decisions

Your rules decide instantly, borderline cases go to your team for review. Both with a clean protocol.

05

Documents & certificates

Contracts, confirmations and certificates are generated automatically as PDFs the moment an application is approved.

06

Uploads & supporting documents

Upload, review and re-request evidence: even with attachments, the application stays one single flow.

07

Payment inside the funnel

Pay the fee or first installment right in the flow, by credit card, SEPA or PayPal via Stripe.

08

Status & notifications

Applicants always see where their application stands and are notified when something is missing or decided.

09

Fixed stages instead of chaos

Every application moves through fixed stages, from draft to decision. Even edge cases have their planned path.

How your application funnel comes to life

Four steps from your current process to a funnel that checks and decides on its own.

01

Process walkthrough

We walk through your current application path, from first contact to decision, and find the places where applications get stuck or drop off.

02

Concept & fixed price

On that basis we design the funnel: steps, checks, decision logic, timeline and a fixed-price quote that holds.

03

Development & trial runs

We build the funnel and send test applications down every path, including the uncomfortable ones: rejection, abandonment, edge case.

04

Go-live & optimization

After launch we read the numbers: where users drop off, where checks stall. The funnel gets measurably better.

Ready?

Let's talk about your application process

In a free consultation we walk through your current process and give you an honest estimate of what automation can achieve for you.

Frequently asked questions about application funnels & KYC

A guided funnel with validation and automatic documents usually starts at around €10,000, and most projects land between €15,000 and €45,000. Credit and identity checks, payments and edge-case logic set the range. On top come the running fees of the check providers, for example per credit check. Your fixed-price quote follows after the free consultation.

KYC stands for Know Your Customer: verifying who you are doing business with. Regulated industries like financial services are required to do it. Many others check voluntarily, such as landlords checking credit or platforms verifying their vendors' identity. We build both: mandatory checks together with specialized providers, voluntary checks as lean as your process allows.

For the German market, our SCHUFA connection runs in production: you sign a contract with the bureau, and we handle the signed requests, the structured evaluation of results and their integration into your decision logic. For other markets, we connect the relevant credit bureau or business-information provider via the same approach.

For most cases, an ID check with selfie matching via Stripe Identity is enough, embedded directly in the funnel. If your process falls under anti-money-laundering law, we work with certified identification services and build the funnel around their procedure. Which level you need is something we clarify in the first conversation.

You define that: clear cases are decided by the funnel instantly, borderline cases go to your team for manual review, with all documents in one place. Rejections have a defined path too, from the tone of the message to the option of reapplying with better documents. Every decision is logged.

Yes. Progress is saved at every step, and re-entry works via a personal link. Anyone inactive for three days receives a friendly reminder. These are exactly the places where it is decided how many applications actually arrive.

Application data, ID documents and credit reports are among the most sensitive things a system can process. Therefore: EU hosting, encryption, access only for authorized roles, deletion concepts and a log of every access. The legal assessment of your checks is something you clarify with your data-protection counsel; we deliver the technical foundation for it.

Yes. The funnel runs under your domain and in your brand's look, as its own page or embedded. Decided applications land in a structured way wherever your team works: in the CRM, in the back office or via webhook in any system you want to connect.

A focused funnel without external check providers goes live in a few weeks. With credit-bureau or identification connections, lead time is added, because the contracts with those providers take their time. Our tip from experience: start the provider contracts early, the funnel is built in parallel.

Get in Touch

Where do your applicants drop off today? Let's find out together. We'll show you how a digital application flow turns prospects into customers, without paper or waiting.